Does Homeowners Insurance Cover AC Repair or Replacement?

Now days, air conditioning (AC) system has now become the most important and widely used home appliance in almost every home. If there is any damage to your AC system due to any unwanted or sudden fire accident, storm, earthquake or anything, it should be repaired or replaced with the new one. In this situation, most of the house owners think that homeowners insurance cover a/c repair or replacement for your needs. But it is covered by any type of the home insurance policies to repair the damages of your air conditioner system or the replacement of the new one.

Home insurance for AC repair

If you have applied for any home insurance policy, it definitely covers the damages done to your AC system as the result of the specific causes such as earthquake, storm, theft, fire or anything. Based on the type of air conditioner, it is the part of your home structure or the personal property. So, you should have to file the claim for the damages from the particular causes based on your home insurance policy. The damages caused to the AC units by lightning strikes, falling trees or some flooding will also be covered in the standard home insurance policies. Continue reading “Does Homeowners Insurance Cover AC Repair or Replacement?”